Fiduciary

We are legally bound to put your best interests first, and we take this commitment seriously.  By law, a fiduciary acts on behalf of another in situations that require great trust, honesty and loyalty.  The advice we offer is focused on putting our client's best interest first.

​

Independence

As an independent financial advisory firm, we have no incentive to recommend proprietary products, and we are able to act as a fiduciary and put your best interests first. Our only incentive is to understand your needs and execute in your best interest. This allows us to select from any money manager, mutual fund company, custodian, product or service provider. No one firm is the best at everything. That's why we believe having complete independence and the ability to select from the "best in class" allows us to find world-class service providers that specialize in each part of a financial solution.

​

Planning

Everything we do is objective and tailored to your personal situation. Our financial planning process covers many different aspects of your financial life and will give you the confidence and conviction you desire to know you won’t outlive your money.  We’ll help you measure the quantitative impact major expenses or life decisions can have on your ability to retire and maintain your standard of living.

​

Fee Only

As a fee-only firm, we are compensated exclusively by our clients. This transparent fee structure ensures we provide objective advice with client's best interests in mind. We don't sell or "represent" any financial products and receive no commissions, kickbacks, revenue sharing or hidden fees. We believe the success of a financial planner should be based on the success of their clients, not on the number of products a client purchases. That's why we don't accept referral fees, commissions, or other reimbursements from the implementation of our recommendations. The only compensation we receive is what you pay us directly.  Being compensated by a predetermined client fee, rather than commissions, reduces potential conflicts of interest and ensures the advice you receive is in your best interest. 

​

Communication

We begin with getting to know you. Every person and family is different, and your personal values and goals are what we use to develop a financial plan with you. 

​

​

​

​

​